Cost ratios have trended down. I believe commissions have grown about 51% year on year driven by 45% year on year growth in individual new businesses return but pretty much considered under operating expenses. Read more here: Our accounting profits for H1 have grown 26%: Arijit Basu, SBI Life Insurance
Read More Here: Our accounting profits for H1 have grown 26%: Arijit Basu, SBI Life Insurance
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